MEMORANDUM OPINION & ORDER
(Fed. R. Civ. P. 12(b)(6))
BRUCE S. JENKINS, Senior District Judge.
I. INTRODUCTION
This matter arises out of plaintiffs' alleged default on a promissory note secured by a deed of trust on their primary residence. On October 8, 2009, defendant ReconTrust, a successor trustee, recorded with the Salt Lake County Recorder a notice of default and election to sell plaintiffs' property to collect on the note....
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