OPINION AND ORDER
SIMON, District Judge.
I. INTRODUCTION
In the summer of 2007, Plaintiffs Douglas A. James and Eileen M. James ("Plaintiffs") obtained a loan, secured by a trust deed, to purchase their home in Clackamas County, Oregon. When Plaintiffs defaulted on their loan three years later, Defendants ReconTrust Company ("RTC"), BAC Home Loan Servicing L.P. ("BACHLS"), and Mortgage Electronic Registration System, Inc. ("MERS") began the non...
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