OPINION
SIMANDLE, District Judge:
I. INTRODUCTION
This matter concerns the somber topic of the untimely death of Stephen J. Malin, husband to Plaintiff Stacey Malin. Mr. Malin died of a gunshot wound to the head on February 21, 2009. At the time of his death, Mr. Malin was a participant in a group employee insurance plan administered by Defendant Metropolitan Life Insurance Company ("MetLife"), which included a supplemental life insurance...
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