MEMORANDUM OPINION
JAMES R. SPENCER, District Judge.
THIS MATTER is before the Court on cross motions for summary judgment. For the reasons that follow, the Court will GRANT Banner Life Insurance Company's Motion (Doc. No. 20) and DENY Jacqueline L. Noel's Motion. (Doc. No. 16.)
I. BACKGROUND
A. Case Posture
In this declaratory judgment action, Plaintiff Banner Life Insurance Company ("Banner") seeks a declaration...
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