OPINION AND ORDER
J. LEON HOLMES, District Judge.
This is an ERISA action in which Bobby Gene Hankins seeks to recover benefits under the long-term disability plan offered by his former employer, Stephens Inc., through Standard Insurance Company. The parties have submitted an administrative record and briefed the issues, so the case is ripe for decision. For the following reasons, Standard's decision to deny Hankins' claim for long-term disability...
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