ORDER
GRAY H. MILLER, District Judge.
Pending before the court are the parties' cross-motions for summary judgment. Dkts. 10 and 11. Upon review of the motions, the response, and the applicable law, defendant Zurich American Insurance Company's ("Zurich") motion is GRANTED, and plaintiffs' motion is DENIED.
I. BACKGROUND
This is a declaratory judgment action that was filed in state court but then removed to this court on the basis of diversity...
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