MEMORANDUM
J. FREDERICK MOTZ, District Judge.
Plaintiffs Randolph Scott and Gladys Gardner ("Plaintiffs") bring these related actions individually and on behalf of a putative class of similarly situated individuals against Nuvell Financial Services LLC, Nuvell National Auto Finance LLC, and GMAC, Inc. (collectively, "Defendants"). Plaintiffs' complaints, which are substantially similar in all material aspects, each allege five counts of statutory...
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