ORDER
SUSAN C. BUCKLEW, District Judge.
This cause comes before the Court on the parties' cross motions for summary judgment. (Dkts. 35, 37, 42, 43, 44, 45, 46.) This is an action to determine whether Plaintiff Auto-Owners Insurance Company ("Auto-Owners") has a duty to defend or indemnify its named insured, Defendant American Building Materials,
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