OPINION
RODRIGUEZ, Senior District Judge.
This matter is before the Court on a motion for summary judgment filed by Defendant Zurich American Insurance Co. ("Zurich") [Dkt. Entry No. 25] and a cross-motion for summary judgment filed by Plaintiffs Sean M. Sexton and Patricia Sexton ("Plaintiffs") [Dkt. Entry No. 26]. The Court has considered the written submissions of the parties and heard oral argument on the motions on April 6, 2011. For the reasons stated...
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