OPINION AND ORDER
SHIRA A. SCHEINDLIN, District Judge:
I. INTRODUCTION
Susan Tortora ("Plaintiff) brings this action against AT & T Inc. ("AT & T") (f/k/a SBC Communications Inc. ("SBC")), AT & T Umbrella Plan No. 1 (of which the AT & T Disability Income Plan (the "Plan"), f/k/a SBC Disability Income Plan, is a component program), AT & T Integrated Disability Service Center, and Sedgwick Claims Management Services, Inc...
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