MEMORANDUM AND ORDER
TOWNES, District Judge.
Plaintiff, Cheryl Follman, brings a class action against defendant, World Financial Network National Bank, alleging violations of the Truth in Lending Act. Defendant now moves to stay the proceeding in favor of arbitration. For the reasons discussed below, the motion is denied.
BACKGROUND
The material facts of this case are undisputed. They are drawn from plaintiffs complaint and the affidavits...
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