MEMORANDUM
CATHERINE C. BLAKE, District Judge.
Now pending are cross-motions for summary judgment. Pennsylvania National Mutual Casualty Insurance Company ("Penn National") filed the instant declaratory judgment action against City Homes, Inc. ("CHI") and Barry Mankowitz (collectively with CHI, "City Homes") seeking a determination that it does not owe a duty to defend or indemnify them in the underlying lawsuit, Dontae Rico Wallace, et al. v....
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