OPINION & ORDER
MICHAEL R. BARRETT, District Judge.
This matter is before the Court upon the parties' Motions for Summary Judgment (Docs. 19, 20); Memoranda in Opposition (Docs. 23, 24); and Replies (Docs. 31, 32).
I. BACKGROUND
The parties agree that the material facts are not in dispute.
This matter arises out of a mortgage agreement between the parties. In September of 2003, Defendant agreed to...
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