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ZEPEDA v. FEDERAL HOME LOAN MORTG. CORP.

No. 18-20336.

935 F.3d 296 (2019)

Sylvia ZEPEDA, Plaintiff-Appellee v. FEDERAL HOME LOAN MORTGAGE CORPORATION, Defendant-Appellant.

United States Court of Appeals, Fifth Circuit.

FILED August 15, 2019.

Attorney(s) appearing for the Case

Robert Chamless Lane , Joshua David Gordon, Esq. , Lane Law Firm, Constance Hankins Pfeiffer, Esq. , Parth Sudhir Gejji , Beck Redden, L.L.P., Houston, TX, for Plaintiff-Appellee.

Daron L. Janis, Esq. , W. Scott Hastings, Esq. , Locke Lord, L.L.P., Dallas, TX, Benjamin David Lee Foster, Esq. , Locke Lord, L.L.P., Austin, TX, for Defendant Appellant.

Before HAYNES, GRAVES, and HO, Circuit Judges.

To protect homeowners, the Texas Constitution imposes a number of requirements before a lender may execute a deed of trust on a homestead to secure a loan. See generally TEX. CONST. art. XVI, § 50. At the same time, Texas courts have on various occasions allowed lenders to invoke the doctrine of equitable...

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