TEPPER v. AMOS FINANCIAL, LLC

No. 17-2851.

898 F.3d 364 (2018)

James TEPPER; Allison Tepper v. AMOS FINANCIAL, LLC, Appellant.

United States Court of Appeals, Third Circuit.

Opinion filed: August 7, 2018.


Attorney(s) appearing for the Case

Erik M. Helbing (Argued), Helbing Law, LLC, 1328 Second Avenue, Berwick, PA 18603, Counsel for Appellant.

Michael J. Palumbo , Anthony J. Gingo , Gingo Palumbo Law Group, 4700 Rockside Road, Suite 440, Independence, OH 44131, Matthew R. Rosenkoff , Taylor English Duma LLP, 1600 Parkwood Circle, Suite 200, Atlanta, GA 30339, Counsel for Amicus Appellant.

Gleb Epelbaum , John J. Jacko, III (Argued), Fellheimer & Eichen, 50 South 16th Street, Two Liberty Place, Suite 3401, Philadelphia, PA 19102, Counsel for Appellee.

Carlo Sabatini , Brett Freeman , Sabatini Law Firm, 216 North Blakely Street, Dunmore, PA 18512, Daniel A. Edelman , Francis Greene , Edelman, Combs, Latturner & Goodwin LLC, 20 S. Clark Street, Suite 1500, Chicago, IL 60603, Counsel for Amicus Appellee.

Before: AMBRO, JORDAN, and VANASKIE, Circuit Judges.


OPINION OF THE COURT

Many would gladly pay Tuesday for a hamburger today. Of course, not all of those who fall into debt make payments timely, and debt collection has become a professional trade. The Fair Debt Collection Practices Act (the "FDCPA" or "Act"), 15 U.S.C. § 1692, et seq., regulates their efforts...

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