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IN RE NIELSEN

BAP Nos. 13-6034, 13-6035.

518 B.R. 529 (2014)

In re Erik NIELSEN; Kathryn R. Nielsen, Debtors. Kathryn R. Nielsen, Plaintiff-Appellant v. ACS, Inc., Defendant Educational Credit Management Corporation, Intervenor Defendant-Appellee. In re Erik Nielsen; Kathryn R. Nielsen, Debtors. Kathryn R. Nielsen, Plaintiff-Appellant v. Iowa Student Loan Liquidity Corporation, Defendant-Appellee Educational Credit Management Corporation, Intervenor Defendant-Appellee.

United States Bankruptcy Appellate Panel for the Eighth Circuit.

Filed: October 27, 2014.

Attorney(s) appearing for the Case

Kathryn Nielsen, Red Oak, IA, pro se.

Adam Clinton Trampe, Oakdale, MN, Appellee.

Before FEDERMAN, Chief Judge, SCHERMER and SALADINO, Bankruptcy Judges.

SCHERMER, Bankruptcy Judge.

Kathryn R. Nielsen (the "Debtor"), appeals the bankruptcy court's1 ruling denying her request for discharge of her student loan obligations to Educational Credit Management Corporation ("ECMC") under 11 U.S.C. § 523(a)(8). We have jurisdiction over this appeal.2 See 28 U.S.C. § 158(b). For the reasons that follow, we affirm.

ISSUE

The issue on appeal...

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