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ARDENTE v. STANDARD FIRE INS. CO.

No. 13-2000.

744 F.3d 815 (2014)

Evan ARDENTE, Plaintiff, Appellee, v. The STANDARD FIRE INSURANCE COMPANY, Defendant, Appellant.

United States Court of Appeals, First Circuit.

March 12, 2014.

Attorney(s) appearing for the Case

Daniel F. Sullivan, with whom Wystan M. Ackerman, Dana M. Horton and Robinson & Cole LLP, were on brief for appellant.

Kurt T. Kalberer II, with whom Christopher E. Hultquist and DarrowEverett, LLP, were on brief for appellee.

Before TORRUELLA, Circuit Judge, SOUTER, Associate Justice, and SELYA, Circuit Judge.

TORRUELLA, Circuit Judge.

Standard Fire Insurance Company appeals from a district court order awarding Evan Ardente summary judgment on his claim for breach of a yacht insurance policy. Because the policy does not cover the type of damage sustained by Ardente's yacht, we reverse.

I. Background

Standard Fire insured Ardente's yacht. At some point after purchasing the boat, Ardente noticed that its top speed had decreased and...

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