SYKES, Circuit Judge.
Sidney Miller maintained accounts at Corus Bank for his currency-exchange business. In 2009 Corus Bank went under, and the Federal Deposit Insurance Corporation took it over as receiver. In its receivership capacity, the FDIC mailed letters to individuals and entities holding potential claims against the bank informing them of the process for submitting claims. Miller received a letter and in December 2009 submitted claims totaling $6 million...
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