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LASS v. BANK OF AMERICA, N.A.

No. 11-2037.

695 F.3d 129 (2012)

Susan LASS, Plaintiff, Appellant, v. BANK OF AMERICA, N.A., and BAC Home Loans Servicing, L.P., Defendants, Appellees.

United States Court of Appeals, First Circuit.

Decided September 21, 2012.

Attorney(s) appearing for the Case

Kai H. Richter, with whom E. Michelle Drake, Nichols Kaster, PLLP, Thomas W. Duffey, and Keane, Klein & Duffey were on brief, for appellant.

John C. Englander, with whom Matthew G. Lindenbaum, Dennis D'Angelo, and Goodwin Procter LLP were on brief, for appellees.

Before BOUDIN, LIPEZ, and THOMPSON, Circuit Judges.

LIPEZ, Circuit Judge.

Appellant Susan Lass is among a number of homeowners in multiple states claiming that their mortgage companies have wrongfully demanded an increase in flood insurance coverage to levels beyond the amounts required by their mortgages. In this case, unlike in the companion case we decide today, Kolbe v. Bank of America, N.A., 695 F.3d 111 (1st Cir.2012), the pertinent mortgage provision explicitly gives...

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