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NEVADA v. BANK OF AMERICA CORP.

No. 12-15005.

672 F.3d 661 (2012)

State of NEVADA, Plaintiff-Appellant, v. BANK OF AMERICA CORPORATION; Bank of America National Association; BAC Home Loans Servicing, LP; Reconstruct Company, N.A.; Countrywide Financial Corporation; Countrywide Home Loans, Inc.; Full Spectrum Lending, Inc., Defendants-Appellees.

United States Court of Appeals, Ninth Circuit.

Filed March 2, 2012.

Attorney(s) appearing for the Case

Catherine Cortez Masto, Binu Palal, Jeffrey Segal, Office of the Nevada Attorney General, Las Vegas, NV, Linda Singer, Cohen Milstein Sellers & Toll PLLC, Washington, DC, for Plaintiff-Appellant State of Nevada.

Matthew W. Close, O'Melveny & Myers LLP, Los Angeles, CA, Leslie Bryan Hart, John D. Tennert, Lionel Sawyer & Collins, Reno, NV, for Defendants-Appellees Bank of America Corporation et al.

Bernard A. Eskandari, Office of the California Attorney General, LA, for Amici Curiae State of California, State of Oregon, and State of Arizona.

Nina F. Simon, Center for Responsible Lending, Washington, DC, for Amici Curiae Center for Responsible Lending, AARP, and Consumer Law Center.

Before: STEPHEN REINHARDT, KIM McLANE WARDLAW, and CONSUELO M. CALLAHAN, Circuit Judges.

OPINION

WARDLAW, Circuit Judge:

The State of Nevada, through its Attorney General, Catherine Cortez Masto, filed this parens patriae lawsuit against Bank of America Corporation and several related entities (collectively, "Bank of America") in Clark County District Court. Nevada alleges that Bank of America misled Nevada consumers about the terms and operation of its home mortgage modification and foreclosure processes, in violation of the Nevada Deceptive...

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