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LAWSON v. LIFE OF THE SOUTH INS. CO.

No. 10-11651.

648 F.3d 1166 (2011)

Barbara Elizabeth LAWSON, Individually and on behalf of a class of all persons similarly situated, Jerry Lawson, Individually and on behalf of a class of all persons similarly situated, Plaintiffs-Appellees, v. LIFE OF THE SOUTH INSURANCE COMPANY, a corporation, Defendant-Appellant.

United States Court of Appeals, Eleventh Circuit.

August 10, 2011.

Attorney(s) appearing for the Case

James E. Butler, Jr., Kate Sievert Cook, Joel O. Wooten, Jr., Butler, Wooten & Fryhofer, LLP, Teresa Thomas Abell, Austin Grower, Charles Austin Grower, Jr., Charles A. Gower, PC, Samuel W. Oates, Jr., Oates & Courville, Ben. B. Philips, Columbus, GA, Alfred N. Corriere, Vansant & Corriere, LLC, Albany, GA, Brandon Lee Peak, Butler, Wooten & Fryhofer, LLP, Atlanta, GA, for Plaintiffs-Appellees.

Lee Edmundson Bains, Jr., Elizabeth Prim Formby, Jeffrey Monroe Grantham, Lorrie Lynn Hargrove, Charles Andrew Kitchen, Maynard, Cooper & Gale, PC, Birmingham, AL, Jerry A. Buchanan, Trisha D. Hargrove, Benjamin Arthur Land, Buchanan & Land, LLP, Columbus, GA, Charles Whatley Byrd, Walker, Hulbert, Gray & Byrd, Perry, GA, for Defendant-Appellant.

Before CARNES, PRYOR and COX, Circuit Judges.

CARNES, Circuit Judge:

A rule of contract law is that one who is not a party to an agreement cannot enforce its terms against one who is a party. See Walsh v. Columbus, H.V. & A.R. Co., 176 U.S. 469, 479, 20 S.Ct. 393, 397, 44 L.Ed. 548 (1900); Cooper v. Meridian Yachts, Ltd., 575 F.3d 1151, 1169 (11th Cir.2009); United States v...

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