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ARCHER v. NISSAN MOTOR ACCEPTANCE CORP.

No. 07-60812.

550 F.3d 506 (2008)

Fannie ARCHER, et al., Plaintiffs-Appellants, v. NISSAN MOTOR ACCEPTANCE CORPORATION, et al., Defendants-Appellees.

United States Court of Appeals, Fifth Circuit.

November 26, 2008.

Attorney(s) appearing for the Case

Suzanne Griggins Keys (argued), Byrd & Associates, Jackson, MS, for Plaintiffs-Apellants.

Douglas T. Miracle, Watkins, Ludlam, Winter & Stennis, Jackson, MS, James Robert Bruinsma (argued), Myers Nelson Dillon & Shierk, Grand Rapids, MI, for Defendants-Appellees.

Before KING, HIGGINBOTHAM, and WIENER, Circuit Judges.

PATRICK E. HIGGINBOTHAM, Circuit Judge:

This case concerns the running of the limitations period governing suits based on the Equal Credit Opportunity Act.1 Appellants contend that their suit was not time barred because the ECOA's two-year limitations period did not begin to run until discovery of the alleged violations of the Act. We disagree and hold that the ECOA's limitations period is triggered by "the occurrence of the violation...

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