RIDGELY, Justice:
In this dispute over underinsured motorist ("UIM") benefits, Plaintiffs-below Kylie A. Shuba and Michael D. Shuba (collectively, the "Shubas"), appeal from the Superior Court denial of their cross-motion for summary judgment and its grant of the Defendant-Below, the United Services Automobile Association's ("USAA"), motion for summary judgment. The Shuba's seek to be covered persons for the wrongful death of their mother under an insurance policy...
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