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ANDRADE-SORTO v. ALLSTATE INS. CO.

No. 07-CV-899.

982 A.2d 669 (2009)

Pedro A. ANDRADE-SORTO, Appellant, v. ALLSTATE INSURANCE COMPANY, Appellee.

District of Columbia Court of Appeals.

Decided October 8, 2009.

Attorney(s) appearing for the Case

Alexander Francuzenko, Reston, VA, for appellant.

Thomas P. Ryan, Baltimore, MD, with whom Amy Leete Leone, Rockville, MD, was on the brief, for appellee.

Before FISHER and OBERLY, Associate Judges, and BELSON, Senior Judge.

OBERLY, Associate Judge:

This is a simple case of offer and acceptance—but one with no acceptance and therefore no contract. We affirm the trial judge's ruling that the insured's failure to pay the premium owed to renew his auto insurance policy prior to his death means that there was no policy in force, and hence no coverage for injuries sustained by appellant Pedro Andrade-Sorto, a passenger in the insured's car...

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