OPINION
Plaintiff and appellant Luiz Baek, a massage therapist employed by Heaven Massage and Wellness Center (HMWC), was accused in an underlying action of sexually assaulting a client during a massage. In the present action, Baek alleges that defendant and respondent Continental Casualty Company (Continental), HMWC's comprehensive general liability (CGL) insurer, had a duty to defend and indemnify...
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