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AMERICAN STATES INS. CO. v. TRAVELERS PROPERTY CASUALTY CO. OF AMERICA

No. B243003.

223 Cal.App.4th 495 (2014)

167 Cal. Rptr. 3d 288

AMERICAN STATES INSURANCE COMPANY, Plaintiff, Cross-defendant, and Appellant, v. TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA, Defendant, Cross-complainant, and Respondent; IRAIS GOMEZ et al., Cross-defendants and Appellants.

Court of Appeals of California, Second District, Division Five.

January 27, 2014.

Attorney(s) appearing for the Case

Edwards & Hunter and Richard P. Edwards for Plaintiff, Cross-defendant and Appellant.

Gary A. Dordick and Mark J. Bloom for Cross-defendants and Appellants.

Cates Peterson , Mark D. Peterson ; Greines, Martin, Stein & Richland, Robert A. Olson and Edward L. Xanders for Defendant, Cross-complainant and Respondent.

OPINION

MOSK, J. —

INTRODUCTION

One of the operators of a leased food truck was burned inside the truck by oil from a deep fryer that splashed on her. The insurers for the lessor dispute with one another over coverage. The automobile insurer claims that the injury should be covered under the commercial general liability policy that, although excluding coverage for injuries arising out of the use of automobiles,

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