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BARROSO v. OCWEN LOAN SERVICING, LLC

No. B229112.

208 Cal.App.4th 1001 (2012)

146 Cal. Rptr. 3d 90

DIVINIA ABIGAIL BARROSO, Plaintiff and Appellant, v. OCWEN LOAN SERVICING, LLC, et al., Defendants and Respondents.

Court of Appeals of California, Second District, Division Four.

August 12, 2012.

Attorney(s) appearing for the Case

Neighborhood Legal Services of Los Angeles County, Nu Usaha, Antonio Hicks; Lorden & Reed and Zshonette L. Reed for Plaintiff and Appellant.

Kent Qian; Elizabeth Letcher; Mercer Legal and Eric Andrew Mercer for National Housing Law Project, Housing and Economic Rights Advocates, Law Foundation of Silicon Valley, California Reinvestment Coalition and Eric Mercer as Amici Curiae on behalf of Plaintiff and Appellant.

Houser & Allison, Eric D. Houser, Robert W. Norman, Jr., Steve W. Pornbida and Brian Wagner for Defendants and Respondents.

OPINION

EPSTEIN, P. J. —

Divinia Abigail Barroso challenges the trial court order sustaining a demurrer, without leave to amend, to her complaint arising from the failed loan modification and eventual foreclosure sale of her home. We conclude that Barroso alleged formation of a valid contract to modify her loan documents. She did not allege compliance with the conditions for a revised loan modification offered to her later. We reverse...

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