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IN RE MONTENEGRO

CASE NO. 21-11633-RAM.

655 B.R. 607 (2023)

IN RE: Raquel V. MONTENEGRO, Debtor.

United States Bankruptcy Court, S.D. Florida, Miami Division.

Filed December 14, 2023.

Attorney(s) appearing for the Case

Michael A. Frank, Esq. , Law Offices of Michael A. Frank and Rodolfo H. De La Guardia, Jr., 2000 NW 89th Place, Suite 201, Doral, Florida 33172 (Counsel for Debtor).

Nancy K. Neidich, Esq. , Standing Chapter 13 Trustee, P.O. Box 279806, Miramar, Florida 33027, April Harriott, Esq. , Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 6409 Congress Ave., Suite 100, Boca Raton, Florida 33487 (Counsel for U.S. Bank, N.A. as Trustee for Lehman XS Trust, Series 2006-GP4 and PHH Mortgage Corp.)

Keith S. Labell, Esq. , Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 6409 Congress Ave., Suite 100, Boca Raton, Florida 33487 (Counsel for U.S. Bank, N.A. as Trustee for Lehman XS Trust, Series 2006-GP4 and PHH Mortgage Corp.).

ORDER GRANTING MOTION FOR EARLY PAYOFF AND MOTION TO MODIFY

The debtor in this chapter 13 case wants to refinance the debt on non-exempt real property for significantly more than the secured debt determined by a valuation order entered early in the case. The question is, can the debtor use...

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