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IN RE MONTENEGRO

CASE NO. 21-11633-RAM.

655 B.R. 607 (2023)

IN RE: Raquel V. MONTENEGRO, Debtor.

United States Bankruptcy Court, S.D. Florida, Miami Division.

Filed December 14, 2023.

Attorney(s) appearing for the Case

Michael A. Frank, Esq., Law Offices of Michael A. Frank and Rodolfo H. De La Guardia, Jr., 2000 NW 89th Place, Suite 201, Doral, Florida 33172 (Counsel for Debtor).

Nancy K. Neidich, Esq., Standing Chapter 13 Trustee, P.O. Box 279806, Miramar, Florida 33027, April Harriott, Esq., Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 6409 Congress Ave., Suite 100, Boca Raton, Florida 33487 (Counsel for U.S. Bank, N.A. as Trustee for Lehman XS Trust, Series 2006-GP4 and PHH Mortgage Corp.)

Keith S. Labell, Esq., Robertson, Anschutz, Schneid, Crane & Partners, PLLC, 6409 Congress Ave., Suite 100, Boca Raton, Florida 33487 (Counsel for U.S. Bank, N.A. as Trustee for Lehman XS Trust, Series 2006-GP4 and PHH Mortgage Corp.).

ORDER GRANTING MOTION FOR EARLY PAYOFF AND MOTION TO MODIFY

The debtor in this chapter 13 case wants to refinance the debt on non-exempt real property for significantly more than the secured debt determined by a valuation order entered early in the case. The question is, can the debtor use...

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