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IN RE MO

Case No.: 22-14796 (VFP) Adv. Pro. No.: 22-1186 (VFP), Adv. Pro. No.: 22-1189 (VFP), Adv. Pro. No. 22-1190 (VFP), Adv. Pro. No. 22-1308 (VFP), Adv. Pro. No. 22-1322 (VFP), Adv. Pro. No. 22-1324 (VFP).

650 B.R. 193 (2023)

IN RE: Sung Ho MO, Debtor. Sung Ho Mo, Plaintiff, v. HSBC Bank USA, N.A., as Trustee for Wells Fargo Assets Securities Corp., Mortgage Pass-through Certificates, Series 2007-11 and Wells Fargo Bank, N.A., Defendants. Sung Ho Mo, Plaintiff, v. Kabe Capital, LLC, Defendant. Sung Ho Mo, Plaintiff, v. Adjustable Rate Mortgage Trust 2005-10, Adjustable Rate Mortgage-Backed Pass Through Certificates, Series 2005-10, U.S Bank, N.A., as Trustee, Defendants. Sung Ho Mo, Plaintiff, v. HSBC Bank USA, N.A., as Trustee for Wells Fargo Assets Securities Corp., Mortgage Pass-through Certificates, Series 2007-11; Wells Fargo Bank, N.A.; Michael Roberts; Charles W. Scharf; Caroline K. Courtney; and Elizabeth Joan Taylor, Defendants. Sung Ho Mo, Plaintiff, v. Kabe Capital, LLC; PNC Bank, N.A. and William S. Demchak, Defendants. Sung Ho Mo, Plaintiff, v. Adjustable Rate Mortgage Trust 2005-10; Adjustable Rate Mortgage-Backed Pass Through Certificates, Series 2005-10, U.S Bank, N.A., as Trustee; U.S. Bank, N.A. as Trustee, TIAA, FSB; Wells Fargo Bank, N.A.; Andrew Cecere; Charles W. Scharf; Steve Fisher and Robin Murdock, Defendants.

United States Bankruptcy Court, D. New Jersey.

Signed March 31, 2023.

Attorney(s) appearing for the Case

Sung Ho Mo, 23 Independence Trail, Totowa, New Jersey 07512, Self-represented Debtor and Plaintiff.

Fran B. Steele, Esq. , Office of the U.S. Trustee, One Newark Center, Suite 2100, Newark, New Jersey 07102-5504, Aaron M. Bender, Esq. , Greyson Van Dyke, Esq. , Reed Smith LLP, Princeton Forrestal Village, 136 Main Street, Suite 250, Princeton, New Jersey 08540-7839, Counsel to HSBC Bank USA, N.A., as Trustee for Wells Fargo Asset Securities Corp., Mortgage Pass-through Certificates, Series 2007-11; Wells Fargo Bank, N.A; Michael Roberts ; Charles W. Scharf and Elizabeth Joan Taylor .

Matthew Fissel, Esq. , Brock and Scott, PLLC, 8757 Red Oak Blvd., Suite 150, Charlotte, NC 28217, Counsel to Wells Fargo Bank, N.A.

Patrick O. Lacsina, Esq. , Patrick O. Lacsina Law Offices, LLC, 215 North 5th Street, Unit #2, Harrison, New Jersey 07004, Counsel to Kabe Capital, LLC

Jennie Shnayder, Esq. , Shnayder Law Firm, LLC, 148 East Street Road, Suite 352, Feasterville, Pennsylvania 19053, Counsel to Kabe Capital, LLC

Margaret J. Cascino, Esq. , McGlinchey Stafford, 112 West 34th Street, Suite 1515, New York, New York 10120, Counsel to U.S. Bank, N.A., as Trustee for Adjustable Rate Mortgage Trust 2005-10, Adjustable Rate Mortgage Backed Pass-Through Certificates, Series 2005-10

Andrew M. Lubin, Esq. , McCabe, Weisberg & Conway, LLC, 123 S. Broad Street, Suite 1400, Philadelphia, Pennsylvania 19109, Counsel for TIAA, FSB

OPINION

I. INTRODUCTION

These matters come before the Court primarily on a sequence of fourteen (14) motions filed by the Debtor, who is self-represented and who, by these Motions, continues to pursue in Bankruptcy Court his disputes with three (3) secured creditors:

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