MEMORANDUM OPINION
STEPHEN C. ST. JOHN, United States Bankruptcy Judge.
This matter came before the Court for trial on February 16, 2022 (the "Trial"), upon the Complaint to Determine Dischargeability of Debt filed on June 7, 2021, by the Plaintiff, Tina Espy ("Ms. Espy"), by counsel, and the Answer thereto timely filed on July 8, 2021...
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