MEMORANDUM OPINION
Marvin Isgur, UNITED STATES BANKRUPTCY JUDGE.
William and Lydia Dale sought to help their friend, Katheryn Nichole Dahlin by agreeing to pay off Ms. Dahlin's existing mortgage owed to Wells Fargo. (ECF No. 13 at 2). In return, the Dales expected to receive a first priority lien on the mortgaged...
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