MEMORANDUM OPINION
RANDALL L. DUNN, U.S. Bankruptcy Judge.
On December 18, 2014, I heard oral argument ("Hearing") on the motion for summary judgment ("SJ Motion") filed by plaintiff Stephen P. Arnot, Chapter 7 Trustee ("Trustee"), and the cross-motions for summary judgment ("Cross-Motions") filed by the debtor defendants Michael and Joanne...
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