Memorandum-Decision and Order
Margaret Cangilos-Ruiz United States Bankruptcy Judge
AmeriCU Credit Union ("AmeriCU" or "Plaintiff") filed this adversary proceeding against Lizette Calogero ("Defendant" or "Debtor") seeking a determination that a car loan deficiency balance of $22,445.79 ("Debt") is nondischargeable pursuant to 11 U.S.C...
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