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IN RE CARTER

Bankruptcy No. 12-35492. Adversary No. 12-01889.

517 B.R. 870 (2014)

In re Gabriela CARTER, Debtor. Gabriela Carter, Plaintiff, v. Sallie Mae, Illinois Student Assistance Commission, U.S. Department of Education, and Educational Credit Management Corporation, Defendants.

United States Bankruptcy Court, N.D. Illinois, Eastern Division.

Signed September 30, 2014.

Attorney(s) appearing for the Case

Saskia N. Bryan, Latimer Levay Fyock LLC, Chicago, IL, David L. Freidberg, Law Office of David L. Freidberg, PC, Highland Park, IL, Richard Nowell, Illinois Attorney General, Chicago, IL, for Defendants.

Caroline A. Reckler, Eric Swibel, Paul E. Vaglica, Matthew Warren, Latham & Watkins LLP, Chicago, IL, for Plaintiff.

MEMORANDUM OPINION

JANET S. BAER, Bankruptcy Judge.

Gabriela Carter (the "Debtor") filed for chapter 7 bankruptcy relief and, through this adversary proceeding, now seeks to discharge her educational loan debt owed to the Illinois Student Assistance Commission ("ISAC") and Educational Credit Management Corporation ("ECMC") under 11 U.S.C. § 523(a)(8).1 For the reasons that...

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