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IN RE VERRATTI

Bankruptcy No. 12-20468 SR. Adversary No. 13-00148.

517 B.R. 564 (2014)

In re Nicholas VERRATTI, Debtor. Nicholas Verratti, Plaintiff v. PNC Bank, Defendant.

United States Bankruptcy Court, E.D. Pennsylvania.

Signed September 19, 2014.

Attorney(s) appearing for the Case

George Conway, Esquire, Office of the United States Trustee, Philadelphia PA, for Office of the United States Trustee.

Adam M. Yanoff, Esquire, Lacks & Associates, Bensalem, PA, for Debtor.

Katrina Velter, Esquire, Weltman, Weinberg & Reis, Philadelphia, PA, Keri P. Ebeck, Esquire, Weltman, Weinberg, and Reis, LPA, Pittsburgh, PA, for PNC Bank.

Frederick L. Reigle, Esquire, Reading, PA, for Chapter 13 Trustee.

OPINION

STEPHEN RASLAVICH, Bankruptcy Judge.

Introduction

The Debtor has filed an adversary proceeding seeking a declaration that the Defendant's second mortgage lien is void. PNC Bank, the holder of the second mortgage lien, opposes the relief. A hearing was held on August 12, 2014, after which the Court took the matter under advisement. For the reasons discussed herein, the Court finds the value of the Debtor's real property to have been...

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