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IN RE RESIDENTIAL CAPITAL, LLC

Case No. 12-12020 (MG) Jointly Administered.

513 B.R. 446 (2014)

IN RE: RESIDENTIAL CAPITAL, LLC, et al., Debtors.

United States Bankruptcy Court, S.D. New York.

Signed July 24, 2014.

Attorney(s) appearing for the Case

Morrison & Foerster LLP, 425 Market Street, San Francisco, CA 94105, By: Adam A. Lewis, Esq., Attorneys for Res-Cap Borrower Claims Trust

David F. Garber, P.A., 700 Eleventh Street South, Suite 702, Naples, FL 34102, By: David F. Garber, Esq., Attorneys for Mack Creditors

MEMORANDUM OPINION AND ORDER SUSTAINING IN PART AND OVERRULING IN PART OBJECTION TO PROOF OF CLAIM 386

MARTIN GLENN, UNITED STATES BANKRUPTCY JUDGE

Barry and Cheryl Mack bought a home in Florida in 2006. By 2009, they realized that they could no longer afford their mortgage payments. They contacted their loan servicer — GMAC Mortgage LLC ("GMACM") — to obtain a loan modification. Rather than working out a modification with the Macks...

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