MEMORANDUM OPINION
DONALD R. CASSLING, Bankruptcy Judge.
Ninety-eight days after the claims bar date had passed, Lisle Savings Bank (the "Bank") filed a single proof of claim (the "Claim") asserting two separate debts — one secured and one unsecured. In response to the objection of Edward J. Pajian (the "Debtor") that the Bank's Claim was filed too late to be allowed, the Bank has made three primary arguments: First, that a secured creditor need not...
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