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IN RE TERZO

No. 13-04073.

502 B.R. 553 (2013)

In re Christine and Peter TERZO, Debtors.

United States Bankruptcy Court, N.D. Illinois, Eastern Division.

November 26, 2013.

Attorney(s) appearing for the Case

Nicole A. Elipas, Andrew J. Maxwell, Maxwell Law Group, LLC, Chicago, IL, for Debtors.

Roman Sukley, United States Trustee, Chicago, IL, for U.S. Trustee.

MEMORANDUM OPINION ON UNITED STATES TRUSTEE'S & FIRST MERITBANK'S MOTIONS TO DISMISS BANKRUPTCY CASE

JACK B. SCHMETTERER, Bankruptcy Judge.

The debtors filed for bankruptcy relief under chapter 7. The United States Trustee ("the UST") and FirstMerit Bank, N.A. ("FirstMerit") filed motions to dismiss the case as an abuse of chapter 7 under § 707(b). Movants assert both that Debtors had primarily consumer debt, and that a presumption of abuse arises...

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