OPINION
C. KATHRYN PRESTON, Bankruptcy Judge.
Sherri J. Nicodemus ("Debtor" or "Defendant") appeals the order of the bankruptcy court determining that the entire debt owed to Laverne K. Lowry ("Plaintiff") in the amount of $32,186.90 plus interest pursuant to a state court judgment, is nondischargeable under § 523(a)(2)(A). The total sum consists of $9,386.90 in damages for failure to comply with a settlement agreement and $22,800.00 in sanctions for...
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