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IN RE HAMM

Bankruptcy No. 11-11648 B. Adversary No. 11-1109 B.

498 B.R. 405 (2013)

In re Amy B. HAMM, Debtor. Amy B. Hamm, Plaintiff v. PHH Mortgage Corporation; and United Guaranty Mortgage Indemnity Company, Defendants.

United States Bankruptcy Court, W.D. New York.

September 18, 2013.

Attorney(s) appearing for the Case

Peter Grubea Attorneys, Peter D. Grubea, Esq., of counsel, Buffalo, NY, for the Plaintiff.

Shapiro, DiCaro & Barak, LLC, Jillian Farrar, Esq., of counsel, Rochester, NY, for PHH Mortgage Corporation.

Peter N. Tsapatsaris, Esq., New York, NY, for United Guaranty Mortgage Indemnity.

CARL L. BUCKI, Chief Judge.

In complaints with multiple causes of action, plaintiffs have traditionally included into each successive cause of action an initial paragraph that incorporates all of the prior allegations. See Citibank v. Hyland (In re Hyland), 213 B.R. 631 (Bankr. W.D.N.Y.1997). The debtor in this case followed this practice in drafting a complaint that challenges the validity of premiums for private mortgage insurance...

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