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IN RE SMITH

Bankruptcy No. 12-13831-FJB. Adversary No. 12-1220.

499 B.R. 55 (2013)

In re Bertha SMITH, Debtor. Bertha Smith, Plaintiff v. United States Department of Education, Defendant.

United States Bankruptcy Court, D. Massachusetts, Eastern Division.

October 1, 2013.

Attorney(s) appearing for the Case

Steven T. Hoort, Ropes & Gray LLP, Boston, MA, for Plaintiff.

Christopher R. Donato, United States Attorney's Office, Assistant U.S. Attorney, Boston, MA, for Defendant.

MEMORANDUM OF DECISION

FRANK J. BAILEY, Bankruptcy Judge.

This matter was held for trial on the complaint of chapter 7 debtor Bertha Smith (the "Debtor") for a declaration under 11 U.S.C. § 523(a)(8) that her debts to the United States Department of Education (the "DOE"), which debts arise from an individual student loan and a Parent PLUS loan, both held by the DOE, are dischargeable because it would be an undue hardship for her to repay them...

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