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IN RE HERNANDEZ

Bankruptcy No. 12 B 14383. Adversary No. 12 A 00748.

493 B.R. 46 (2013)

In re Ignacio HERNANDEZ and Julia Hernandez, Debtors. Ignacio Hernandez and Julia Hernandez, Plaintiffs v. TCF Banking & Savings, Defendant.

United States Bankruptcy Court, N.D. Illinois, Eastern Division.

May 10, 2013.

Attorney(s) appearing for the Case

Jonathan D. Parker, Geraci Law L.L.C., Chicago, IL, for Plaintiffs.

Christine M. Fallara, Matteo A. Crawford, David T. Cohen & Associates, Ltd., Orland Park, IL, for Defendant.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

JACK B. SCHMETTERER, Bankruptcy Judge.

Ignacio Hernandez and Julia Hernandez ("Plaintiffs") filed this Adversary Complaint pursuant to 11 U.S.C. §§ 506(a), (d) and Fed. R. Bankr.P. 3012 to determine the nature and extent of liens held by TCF Bank ("Defendant") and secured by Plaintiffs' residence. It relates to their chapter 13 bankruptcy case. Following trial...

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