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IN RE MITCHELL

Bankruptcy No. 12-40082-KKS. Adversary No. 12-04014-KKS.

496 B.R. 625 (2013)

In re Merlin Merton MITCHELL, Jr., Candice Kruse Mitchell, Debtors. SunTrust Bank, Plaintiff, v. Merlin Merton Mitchell, Jr., Candice Kruse Mitchell, Defendants.

United States Bankruptcy Court, N.D. Florida, Tallahassee Division.

July 15, 2013.

Attorney(s) appearing for the Case

Sally Bussell Fox, Brian J. Hooper, Emmanuel, Sheppard & Condon, Pensacola, FL, for Plaintiff.

David P. Healy, Law Offices of David P. Healy, PLC, Thomas B. Woodward, Thomas B. Woodward, Atty., Steven Edward Sellers, Tallahassee, FL, for Defendants.

FINDINGS OF FACT AND CONCLUSIONS OF LAW ON PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT (DOC. 34)

KAREN K. SPECIE, Bankruptcy Judge.

Central to the bankruptcy process is the notion of transparency; in order to receive a discharge, debtors must put all of their "cards on the table." SunTrust Bank ("SunTrust") seeks denial of the Debtors' discharge on the basis, inter alia, that the Debtors failed to disclose all of their assets and transfers in their...

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