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IN RE RICHARDS

Bankruptcy No. 12-61840. Adversary No. 12-5966.

501 B.R. 326 (2013)

In re Robert W. RICHARDS and Linda M. Richards, Chapter 13, Debtors. Robert W. Richards and Linda M. Richards, Plaintiffs, v. Community Choice Credit Union, Defendant.

United States Bankruptcy Court, E.D. Michigan, Southern Division.

May 25, 2013.

Attorney(s) appearing for the Case

Thomas Hensel, Jr., Hensel Law Office, PLLC, Sterling Heights, MI, for Plaintiffs.

Tamara A. White, Southfield, MI, for Defendant.

TRIAL OPINION

THOMAS J. TUCKER, Bankruptcy Judge.

I. Introduction

In this adversary proceeding, Plaintiffs Robert W. Richards and Linda M. Richards ("Plaintiffs"), who are the Debtors in a pending Chapter 13 bankruptcy case, seek a judgment determining that in their proposed Chapter 13 plan, they may treat as a wholly unsecured claim the claim of the Defendant Community Choice Credit Union ("Defendant"). Defendant's claim against Plaintiffs is...

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