MEMORANDUM DECISION ON CROSS MOTIONS FOR SUMMARY JUDGMENT
SUSAN V. KELLEY, Bankruptcy Judge.
Martin L. Reichartz (the "Debtor") filed a petition under Chapter 13 of the Bankruptcy Code on October 13, 2004. One of his creditors is American Family Mutual Insurance Co. ("American Family"). American Family's claim is based on a June 25, 2003 judgment in the amount of $23,698.10, arising out of the Debtor's negligent operation of a motor vehicle while intoxicated...
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