OPINION AND ORDER
MILDRED CABAN FLORES, Bankruptcy Judge.
Before the court is the central issue of whether defendant Banco Popular de Puerto Rico (hereinafter "BPPR") holds a valid mortgage on plaintiff Leandro Rafael Rodriguez Ramos and Nelimar Reyes Torres' real property under Puerto Rico's "Act to Streamline the Property Registry" enacted on December 27, 2010, 2010 P.R. Laws No. 216 (in Spanish titled...
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