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IN RE JONES

Bankruptcy No. 10-15347ELF. Adversary No. 10-0334.

495 B.R. 674 (2013)

In re Monique Evette JONES, Debtor. Monique Evette Jones, Plaintiff, v. Education Credit Management Corporation, ACS Education Services, Inc., Defendants.

United States Bankruptcy Court, E.D. Pennsylvania.

May 3, 2013.

Attorney(s) appearing for the Case

Clair M. Stewart, Attorney at Law, Philadelphia, PA, for Plaintiff.

John P. Neblett, Reager and Adler, PC, Camp Hill, PA, Lawrence Gary Reinhold, Weinstein & Riley, P.S., Akron, OH, for Defendants.

OPINION

ERIC L. FRANK, Chief Judge.

I. INTRODUCTION

In this adversary proceeding, Plaintiff Monique Evette Jones ("the Debtor") seeks a discharge of her student loan obligations under 11 U.S.C. § 523(a)(8). Section 523(a)(8) provides that student loans are not dischargeable "unless excepting such debt from discharge ... would impose an undue hardship on the debtor and the debtor's dependents." 11 U.S.C. § 523(a)(8).

It is settled...

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