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IN RE COWIN

Bankruptcy No. 10-34132. Adversary Nos. 10-03583, 10-03584, 10-03585.

492 B.R. 858 (2013)

In re Charles Phillip COWIN, Debtor. Countrywide Home Loans, Inc. and Deutsche Bank National Trust Company, as Trustee, Plaintiffs, Chase Home Finance, LLC and Wells Fargo Bank, N.A., as Trustee, Plaintiffs, WMC Mortgage Corporation, Plaintiff, v. Charles Phillip Cowin, Defendant.

United States Bankruptcy Court, S.D. Texas, Houston Division.

April 25, 2013.

Attorney(s) appearing for the Case

Robert Frank Maris, Maris & Lanier, P.C., Joshua J. Bennett, Michael J. McKleroy, Jr., Akerman Senterfitt, LLP, Dallas, TX, for Plaintiffs.

Wells Fargo Bank, N.A., pro se.

Chase Home Finance, LLC, pro se.

WMC Mortgage Corporation, pro se.

Kevin L. Colbert, Mason Coplen et al., Richard L. Fuqua, II, Fuqua & Associates, PC, Houston, TX, for Defendant.

MEMORANDUM OPINION ON NONDISCHARGEABILITY OF DEBTS PURSUANT TO §§ 523(a)(4) and 523(a)(6)

[relates to Adv. No. 10-03583, Doc. No. 41; Adv. No. 10-03584, Doc. No. 51; Adv. No. 10-03585, Doc. No. 58]

JEFF BOHM, Chief Judge.

I. INTRODUCTION

These adversary proceedings, which were tried simultaneously, concern the existence of certain debts pursuant to Texas state law, and the nondischargeability of these debts under the "larceny...

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