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IN RE FORTIN

Nos. 11-41881-MSH, 11-43774-MSH.

482 B.R. 35 (2012)

In re Bruce F. FORTIN, Rebecca A. Fortin, Debtors.

United States Bankruptcy Court, D. Massachusetts, Central Division.

October 31, 2012.

Attorney(s) appearing for the Case

Lawrence E. Cohen, Worcester, MA, for Bruce and Rebecca Fortin.

Martin A. Mooney, Deily, Mooney & Glastetter, LLP, Albany, NY, for Residential Mortgage Trust 2008-R1.

MEMORANDUM OF DECISION AND ORDER REGARDING CONFIRMATION OF SECOND AMENDED CHAPTER 13 PLAN

MELVIN S. HOFFMAN, Bankruptcy Judge.

Residential Mortgage Trust 2008-R1 ("RMT") has objected to confirmation of the Second Amended Chapter 13 Plan dated November 8, 2011 of Bruce K. Fortin and Rebecca A. Fortin, the debtors in these jointly administered cases.

The background facts are straightforward. On December 18, 2006, the Fortins borrowed $215,000 from...

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