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IN RE WILLIAMS

No. 12-11397.

480 B.R. 813 (2012)

In re Wynna Moses WILLIAMS, Debtor.

United States Bankruptcy Court, E.D. Tennessee, Southern Division.

October 5, 2012.

Attorney(s) appearing for the Case

Kenneth C. Rannick, Kenneth C. Rannick, P.C., Chattanooga, TN, for Debtor.

Thomas L.N. Knight, Grisham, Knight, and Hooper, Chattanooga, TN, for First Tennessee Bank, N.A.

MEMORANDUM

SHELLEY D. RUCKER, Bankruptcy Judge.

The court has before it the objection of First Tennessee Bank, N.A. (the "Bank") to the debtor's chapter 13 plan. The debtor granted a security interest to the Bank in her residence; nevertheless, the plan proposes to treat the Bank's claim as unsecured. The debtor contends that she may treat the Bank's claim that way because the Bank's claim is wholly unsecured. The debtor contends the value of the...

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